Cloud-native API-based digital lending platform
Offer innovative loan products with scalability and a quick time to market
Benefits you get
Leverage the Pismo digital lending platform for instant loan booking, disbursements, ecosystem partnerships, and much more.
- Create varied consumer and business, secured and unsecured, lending products
- Perform instant loan booking and disbursement via APIs
- Manage the complete loan lifecycle
- Co-create and differentiate through integrations with digital lending ecosystem providers
- Generate reports and analyses with a live data stream
Products you can build with our platform
Buy now, pay later (BNPL)
Instant booking with monthly or fortnightly repayments, product return handling and auto repayments with cards on file
Personalised loan products based on customer segments with the flexibility of interest rates and options for partial or full early repayments
Create auto loans products based on vehicle models, set the maximum lendable value against collateral and collect instalments in advance
Offer educational loans with multiple stages, starting with a moratorium or repayment holiday followed by normal repayment
Enable short-term to long-term business loans with regular or bullet repayments
Provide interest-only or regular repayments based on fixed or floating interest rates with the linkage of a single or multiple collaterals
Fees and Charges
Non-performing asset classification
Frequently asked questions
What capabilities does the Pismo platform offer for BNPL?
Our platform currently covers booking, disbursement to merchants, auto-repayment through card-on-file, and product return handling.
Can lending features be implemented in a mobile app?
We provide APIs to integrate our platform with your mobile app or website.
Do you provide originations and collections?
We have partnerships with cloud-based origination and collection providers, and we can also work with your existing solutions.
Is the Pismo platform available as SaaS?
Yes, the Pismo platform is software-as-a-service hosted on public cloud infrastructure.
How does the Pismo platform manage reports?
We provide live data streams which any reporting system can use to generate the required reports.