Cloud-native API-based digital lending platform

Offer innovative loan products with scalability and a quick time to market

Benefits you get

Leverage the Pismo digital lending platform for instant loan booking, disbursements, ecosystem partnerships, and much more.
  • Create varied consumer and business, secured and unsecured, lending products
  • Perform instant loan booking and disbursement via APIs
  • Manage the complete loan lifecycle
  • Co-create and differentiate through integrations with digital lending ecosystem providers
  • Generate reports and analyses with a live data stream
Vectorial illustration of an auto lending on a mobile banking app

Products you can build with our platform

Vectorial illustration containing an open parcel and a calendar

Buy now, pay later (BNPL)​

Instant booking with monthly or fortnightly repayments, product return handling and auto repayments with cards on file

Personal loans​

Personalised loan products based on customer segments with the flexibility of interest rates and options for partial or full early repayments

Auto loans​

Create auto loans products based on vehicle models, set the maximum lendable value against collateral and collect instalments in advance

Educational loans​

Offer educational loans with multiple stages, starting with a moratorium or repayment holiday followed by normal repayment

Business loans​

Enable short-term to long-term business loans with regular or bullet repayments

Mortgages​

Provide interest-only or regular repayments based on fixed or floating interest rates with the linkage of a single or multiple collaterals

Lending services

Product design

Simulation
Booking
Disbursement
Repayment
Fees and Charges
Collateral management

Non-performing asset classification

Frequently asked questions

What capabilities does the Pismo platform offer for BNPL?
Our platform currently covers booking, disbursement to merchants, auto-repayment through card-on-file, and product return handling.
Can lending features be implemented in a mobile app?
We provide APIs to integrate our platform with your mobile app or website.
Do you provide originations and collections?
We have partnerships with cloud-based origination and collection providers, and we can also work with your existing solutions.
Is the Pismo platform available as SaaS?
Yes, the Pismo platform is software-as-a-service hosted on public cloud infrastructure.
How does the Pismo platform manage reports?
We provide live data streams which any reporting system can use to generate the required reports.

Talk to a specialist

Planning scalability for card issuing platform - Pismo.io