3D Secure is a security measure designed to help protect merchants from credit and debit card fraud by adding verification steps when paying. Visa first implemented 3D Secure as a security-enhancing feature for online payments. Today, there are many different security protocols for various credit cards,
all based on the 3D Secure platform.
3DS can be beneficial to both merchants and customers when it comes to card and online payments. Lower your chargeback fraud liability, decrease the risk
of card-not-present (CNP) fraud and make customers feel more secure with the recognised 3D Secure process.